Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Overview

The Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) is to complement the Tertiary Student Finance Scheme – Publicly-funded Programmes (TSFS) to provide loans to eligible students to settle tuition fees of recognised full-time study courses.

Statistics

Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) /
Non-means-tested Loan Scheme for Post-secondary Students (NLSPS) /
Extended Non-means-tested Loan Scheme (ENLS)
Academic Year 2023/20242024/2025 2025/2026
(as at 31.8.2025)
No. of applications
- received Total 33 92037 45521 334
NLSFT 14 68415 86210 022
NLSPS 12 91214 90810 069
ENLS 6 3246 6851 243
- with results issued Total 33 92037 45515 876
NLSFT 14 68415 8627 554
NLSPS 12 91214 9087 721
ENLS 6 3246 685601
No. of applications
- with loan offered Total 33 20136 74415 641
NLSFT 14 33515 5347 412
NLSPS 12 54214 5257 628
ENLS 6 3246 685601
- with loan paid Total 28 59131 2696 416
NLSFT 11 98712 7593 077
NLSPS 10 78912 2672 993
ENLS 5 8156 243346
Average amount of loan paid^ Total $55,838.20 $56,921.55$27,464.15
NLSFT $39,908.23 $39,920.06$22,011.70
NLSPS $59,802.58 $59,826.36$30,133.65
ENLS $81,320.72 $85,960.28$52,861.27
Total amount of loan paid^ (million) Total$1,596.47$1,779.88$176.21
NLSFT $478.38 $509.34$67.73
NLSPS $645.21 $733.89$90.19
ENLS $472.88 $536.65$18.29

Remarks :
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Approved loan will be paid in more than one instalment. The amount of loan paid in the 2025/26 academic year shown in the table above does not reflect the full amount of loan paid in the year until the respective application cycle ends.