Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Overview

The Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) is to complement the Tertiary Student Finance Scheme – Publicly-funded Programmes (TSFS) to provide loans to eligible students to settle tuition fees of recognised full-time study courses.

Statistics

Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) /
Non-means-tested Loan Scheme for Post-secondary Students (NLSPS) /
Extended Non-means-tested Loan Scheme (ENLS)
Academic Year 2023/20242024/2025 2025/2026
(as at 28.2.2026)
No. of applications
- received Total 33 92037 45536 652
NLSFT 14 68415 86215 392
NLSPS 12 91214 90815 721
ENLS 6 3246 6855 539
- with results issued Total 33 92037 45536 064
NLSFT 14 68415 86215 342
NLSPS 12 91214 90815 667
ENLS 6 3246 6855 055
No. of applications
- with loan offered Total 33 20136 74435 447
NLSFT 14 33515 53415 078
NLSPS 12 54214 52515 314
ENLS 6 3246 6855 055
- with loan paid Total 28 59131 26928 749
NLSFT 11 98712 75911 797
NLSPS 10 78912 26712 301
ENLS 5 8156 2434 651
Average amount of loan paid^ Total $55,838.20 $56,921.55$56,339.00
NLSFT $39,908.23 $39,920.06$42,165.80
NLSPS $59,802.58 $59,826.36$60,574.75
ENLS $81,320.72 $85,960.28$81,085.79
Total amount of loan paid^ (million) Total$1,596.47$1,779.88$1,619.69
NLSFT $478.38 $509.34$497.43
NLSPS $645.21 $733.89$745.13
ENLS $472.88 $536.65$377.13

Remarks :
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Approved loan will be paid in more than one instalment. The amount of loan paid in the 2025/26 academic year shown in the table above does not reflect the full amount of loan paid in the year until the respective application cycle ends.