Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT)

Overview

The Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) is to complement the Tertiary Student Finance Scheme – Publicly-funded Programmes (TSFS) to provide loans to eligible students to settle tuition fees of recognised full-time study courses.

Statistics

Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT) /
Non-means-tested Loan Scheme for Post-secondary Students (NLSPS) /
Extended Non-means-tested Loan Scheme (ENLS)
Academic Year 2023/20242024/2025 2025/2026
(as at 30.9.2025)
No. of applications
- received Total 33 92037 45528 433
NLSFT 14 68415 86213 469
NLSPS 12 91214 90812 805
ENLS 6 3246 6852 159
- with results issued Total 33 92037 45524 851
NLSFT 14 68415 86211 952
NLSPS 12 91214 90811 574
ENLS 6 3246 6851 325
No. of applications
- with loan offered Total 33 20136 74424 486
NLSFT 14 33515 53411 777
NLSPS 12 54214 52511 384
ENLS 6 3246 6851 325
- with loan paid Total 28 59131 26911 055
NLSFT 11 98712 7594 942
NLSPS 10 78912 2675 225
ENLS 5 8156 243888
Average amount of loan paid^ Total $55,838.20 $56,921.55$28,208.05
NLSFT $39,908.23 $39,920.06$21,869.69
NLSPS $59,802.58 $59,826.36$30,321.53
ENLS $81,320.72 $85,960.28$51,047.30
Total amount of loan paid^ (million) Total$1,596.47$1,779.88$311.84
NLSFT $478.38 $509.34$108.08
NLSPS $645.21 $733.89$158.43
ENLS $472.88 $536.65$45.33

Remarks :
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Approved loan will be paid in more than one instalment. The amount of loan paid in the 2025/26 academic year shown in the table above does not reflect the full amount of loan paid in the year until the respective application cycle ends.