Maximum Level of Loan Amount and Life-time Loan Limit
| Maximum Level of Loan Amount | |
|---|---|
| Apply for the NLSPS only (i.e. have not applied for assistance or have failed to obtain assistance under the Financial Assistance Scheme for Post-secondary Students (FASP)) |
"Total tuition fees payable in the academic year" |
| Apply for both the FASP and the NLSPS | "Actual tuition fees payable plus the maximum amounts of assistance for academic expenses and living expenses under the FASP" – "The amount of financial assistance receivable under the FASP", capped at the total tuition fees payable |
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If students would like to apply for both the FASP and the NLSPS, please use the "Calculators" to estimate the loan amount they may receive under the NLSPS.
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A combined life-time loan limit is imposed for receiving loans under the NLSPS and the Non-means-tested Loan Scheme for Full-time Tertiary Students (NLSFT). Such limit is set at HK$406,700 for the 2024/25 academic year.
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Loan(s) disbursed from the 2012/13 academic year and onwards will be counted towards the combined life-time loan limit, which is not of revolving nature and will not be reset by any repayments.
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Eligible students who have exhausted their combined life-time loan limit for studying courses for attaining their first degree-level study may apply to use up to HK$100,000 of their life-time loan limit under the Extended Non-means-tested Loan Scheme (ENLS).