Non-means-tested Loan Scheme for Post-secondary Students (NLSPS)

Overview

The Non-means-tested Loan Scheme for Post-secondary Students (NLSPS) is to complement the Financial Assistance Scheme for Post-secondary Students (FASP) to provide loans to eligible students to settle tuition fees of locally-accredited, self-financing full-time programmes at the level of associate degree, higher diploma or degree.

Links, Forms and Download

Online Application

SFO E-Link - My Application

With effect from 18 January 2025, the "SFO E-link – My Applications" online platform will cease to accept online applications for NLSPS for the 2024/25 academic year. All incomplete online applications in the "SFO E-link – My Applications" online platform will be automatically deleted after 17 January 2025.

SFO E-Link - Partial / Lump Sum Repayment Request

Guidance & Information
Document Number Document Name Paper-base Document
NLSPS/1B (2024) 1. NLSPS Guidance Notes Paper-base Document
- 2. Supplementary Guidance Notes for FASP and NLSPS for 2023/24 (Only applicable to students taking Distance-learning Programmes of the Hong Kong Metropolitan University) Paper-base Document
- 3. Points to Note for Paying Administrative Fee Paper-base Document
NLSPS_SD_E (2024) 4. Checklist of Supporting Documents Paper-base Document
SFO/PFM 1 (Rev. 12/2023) 5. "Borrow wisely and manage your finances prudently" Leaflet Paper-base Document
SFO/PFM 2 (Rev. 12/2023) 6. "Default on your loan. A legal plight on your own" Leaflet Paper-base Document
SFO/PFM 3 (Rev. 12/2023) 7. "Learn to manage money before it manages you" Leaflet Paper-base Document
SFO/PFM 4 (Rev. 12/2023) 8. "Don't evade loan obligation. Face consequences with resolution" Leaflet Paper-base Document
Application related Forms
Document Number Document Name Paper-base Application Electronic Application
NLSPS/WD/E 1. Request for Withdrawal of Application for NLSPS (Only applicable to applicants who have not submitted the loan documents) Paper-base Application -
NLSPS 167 (2024) 2. Application for Cancellation of NLSPS Loan (Only applicable to loan borrowers who have submitted the loan documents) Paper-base Application Electronic Application
NLSPS 166 (2024)3. Application Form for Accepting the Remaining NLSPS Loan Amount Paper-base Application Electronic Application
Change of Information
Document Number Document Name Paper-base Application Electronic Application
FASP/C/1A (2024) 1. Notification of Change of Applicant’s Personal Particulars Paper-base Application Electronic Application
FASP/C/1B (2024) 2. Notification of Change of Institution / Course Data Paper-base Application Electronic Application
FASP/IDM/INFO/E 3. Notification of Change of Indemnifier's Personal Particulars Paper-base Application Electronic Application
Loan Documents

(Remarks: Loan documents submitted before issuance of the "Notification of Result" will not be accepted.)

Document Number Document Name Paper-base Application Electronic Application
-
1.
Full set of Loan Documents for the 2024/25 academic year (including the following documents)
Paper-base Application -
SFO 160 (2024)
a. 
Notice of Offer of Loan
- -
SFO 161 (2024)
b. 
Undertaking (E-fillable Form)
- -
SFO 162 (2024)
c. 
Deed of Indemnity (E-fillable Form)
- -
SFO 163A / 163B (2024)
d. 
Student, Indemnifier and Witness Details Input Form A and B (E-fillable Form)
- -
SFO 165 (2024)
e. 
Checklist for Submission of Loan Documents
- -
-
f. 
Points to Note for Paying Administrative Fee
- -
-
g. 
"SFO E-link – My Bills" Service Registration Guidelines
(Only applicable to applicants who are subject to such requirement as specified by the Student Finance Office (SFO) in the "Notification of Result")
- -
Loan Repayment
Document Number Document Name Paper-base Application Electronic Application
-
1.

Application for deferment of loan repayment

a. All loan account(s) under application without overdue instalment or with one overdue quarterly instalment / five or less consecutive overdue monthly instalments:

SFO 102E (Rev. 2022)
  i. 
(For financial hardship/illness)
Paper-base Application Electronic Application
SFO 101E (Rev. 2022)
  ii. 
(For full-time study)
Paper-base Application Electronic Application
b.
Others:
SFO 102E_dfa (Rev. 2017.02)
  i. 
(For financial hardship/illness)
Paper-base Application Electronic Application
SFO 101E_dfa (Rev. 2017.02)
  ii. 
(For full-time studies)
Paper-base Application Electronic Application
SFO 186E 2. Early Partial / Lump Sum Repayment of Loan under Non-means-tested Loan Scheme (NLS) Paper-base Application Electronic Application
SFO 279_E 3. Restructuring Repayment Period of Loan under Non-means-tested Loan Scheme (NLS) Paper-base Application -
SFO 96 4. Student Loan Repayment: Notification of Change of Correspondence Address and / or Telephone Number(s) Paper-base Application Electronic Application
SFO 311 5. Reply form for choosing not to defer loan repayment - Electronic Application
SFO 303E 6. Notification of Change of Study Status (Only applicable to student loan borrower whose loan(s) has been paid) Paper-base Application Electronic Application